Point Hacks Credit Card Guide

20,000 Membership Rewards points with the Amex NZ Platinum Edge – plus free Air NZ flight each year

American Express Platinum Edge - 20,000 Membership Rewards points

American Express are offering 20,000 Membership Rewards points for new Platinum Edge Card Members. The card comes with a complimentary domestic Air NZ flight as a regular benefit each year and earns bonus points on spend at major supermarkets and petrol stations.

  • 20,000 Membership Rewards points, when you apply online, are approved and spend $750 within the first three months of becoming a Card Member
  • Earn 3 Membership Rewards Points per dollar spent at supermarkets, 2 Rewards points at major petrol stations and 1 Rewards point on all other purchases
  • Complimentary annual domestic Air NZ return flight
  • Complimentary insurances (PDS)
  • Ability to transfer points to any of their seven airline partner rewards programmes
  • Annual fee: $149 p.a.
  • Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc. in the preceding 12 month period are ineligible for this offer

Find out more or apply →

Point Hacks may receive a commission from the card issuer for each applicant of this card. More about this →

American Express New Zealand are offering 20,000 bonus Membership Rewards points for new Platinum Edge Card Members.

The American Express Platinum Edge is an invaluable card for the avid New Zealand points collector and earns points into the American Express Membership Rewards programme.

The card offers triple points at major supermarkets and double points at major petrol stations – so there are plenty of opportunities to fast track your points earn through your everyday spend.

20,000 Membership Rewards points are transferrable to 10,000 Velocity Points, 10,000 KrisFlyer Miles, 10,000 Qantas Points, or just over $114 Airpoints Dollars.

There’s a minimum spend criteria of $750 within the first 3 months to trigger the bonus points.

Also included as a regular feature of the card is a free annual return Air New Zealand domestic seat and bag flight, along with complimentary domestic and international travel insurance for travel paid with the card – both of which can easily cover the $149 annual fee.

Digging into the details of the American Express Platinum Edge card

Card Details

CardAmerican Express Platinum Edge
Loyalty ProgramAmerican Express Membership Rewards
Points earned from spend3 Membership Rewards points per $1 at supermarkets
2 Membership Rewards points per $1 at petrol
1 Membership Rewards point on all other purchases
Travel benefitsAnnual complimentary Air New Zealand Domestic return flight, access to Amex Offers
Minimum income$50,000 p.a.
Included InsurancesTravel Insurance cover
Medical Insurance
Personal Liability cover
Travel cancellation cover (PDF)
Annual fee$149 p.a.

The points earn on the American Express Platinum Edge is one of the best in a limited NZ market, particularly when utilised with supermarket and fuel spend.

The Platinum Edge credit card accrues points in the American Express Membership Rewards programme through everyday spend. Being a flexible points earning programme, the ability to transfer Membership Rewards points to a number of travel partners such as Air New Zealand, Qantas and Virgin Australia provides a truly flexible points earn and burn combination which makes it one of the most valuable and flexible points for a variety of travel redemptions from New Zealand.

One of the best features of the Platinum Edge is the ability to collect triple Membership Rewards Points, just by doing your shopping at your local supermarket. The official wording is “Major Supermarkets”, however from American Express’ definitions in terms & conditions here and the table below, you’ll see that means effectively all of them.

'Major Supermarkets' qualifying for triple bonus points with American Express
Countdown (in-store and online)
Farro Fresh
Fresh Choice
New World
Nosh
PAK n SAVE
Super Value

Not to be outdone, with fuel for the family car being possibly the second biggest weekly expense, you can also earn double Membership Rewards Points when purchasing fuel from a “Major Petrol Station”. Also available at effectively all, as seen below.

'Major Petrol Stations' qualifying for double bonus points with American Express
BP
Caltex
GAS (Gasoline Alley Services)
Gull
Mobil
Shell
Z

The standard Platinum Edge card earn of one point per dollar spent will apply for all other general purchases. While this is fine in itself, you can also capitalise on the triple point supermarket earn for purchases at a number of other retailers.

How so? I’m sure everyone has seen the gift card stands in your local supermarket – well, as part of your shopping spend, purchasing these gift cards also delivers you triple membership rewards points.

Now it may not be worth the effort heading over to the supermarket to purchase a $20 gift card for making a purchase at your local bookstore. However making a $500 or $1000 purchase for electronic goods or renovation materials can net you an extra 1,000 to 2,000 points just by picking up gift cards for the purchase while you do your weekly grocery shop.

Some useful big purchase Gift Cards available in local Supermarkets
Farmers
JB Hi-Fi
Kathmandu
Mitre 10 Mega
Noel Leeming
Restaurant Association NZ
Stirling Sports
The Warehouse
Warehouse Stationary

There are a number of ways to utilise Membership Rewards points, some worthwhile – some maybe not so much. Possibly the most worthwhile depending on your own requirements would be the ability to transfer those points to one of the 7 Airline and 2 Hotel transfer partner programmes.

Transfer rates to partners from American Express Membership Rewards New Zealand is now on par with the Australian Membership Rewards Programme – in fact, we do slightly better here with transfers to the Marriott Bonvoy programme.

Card Benefits – Free Flight

Possibly the most useful, and most valuable perk of the Platinum Edge credit card would be the free annual domestic return flight with Air New Zealand. The flight is in seat and bag class and can be utilised for any direct flight within New Zealand’s domestic network.

The free flight benefit renews annually on your membership anniversary and can be booked easily through the American Express travel number found on the back of the card.

You can book anytime between 9.00am and 5.30pm, by calling 0800 332 268, or +64 9 583 8287.

Travel Insurance Benefits

The other key benefits that come with the Platinum Edge credit card are:

  • Domestic and International Travel Insurance Cover
  • Overseas Medical Emergency Expenses and Repatriation Cover
  • Personal Liability Cover
  • Travel Cancellation Cover
  • Baggage Cover
  • Travel Inconvenience Cover

The Travel Insurance Cover that accompanies the American Express Platinum Edge card requires the pre-purchase of some travel expenses to be made prior to the commencement of travel in order to be eligible for the benefits.

The coverage and benefits conditions available from the Platinum Edge Travel Insurance may not suit everyone’s requirements. The individual would be advised to read the Travel Insurance terms and conditions, and seek appropriate independent advice if this feature is important to you.

Amex Offers with the Platinum Edge

Platinum Edge Card Members can also access ‘Amex Offers‘, which are immediate statement credits for hitting a spend target with a specific retailer – just like an instant cashback offer without having to deal with any paperwork.

These offers are saved to your card account online or in the American Express app and are worth keeping an eye on in case they hit the mark for any retailers you happen to shop with.

Other benefits

Aside from all the benefits mentioned, holding this card and other American Express cards also lets you enjoy other perks like American Express Invites, Dining, discounts at select shopping partners and access to other offers around the world through Amex Selects.

Summing up – American Express Platinum Edge Credit Card

If you’re not tied to Air New Zealand Airpoints because of work/business travel then earning points from credit card spend in a flexible rewards programme provides independence from being locked in with one airline.

In combination with the Platinum Edge, the American Express Membership Rewards programme can provide the ideal combination for your needs if optimised properly.

As the value of the free flight award alone can easily cover the cost of the annual fee, the opportunity to earn points including bonuses on grocery and fuel spend becomes effectively a free benefit.

This is a card to be considered by anyone looking to earn a flexible points currency and ‘level up’ their points collecting with more advanced strategies for earn and redemption across a range of different frequent flyer and hotel loyalty programmes.

What are some of the best ways you have used your Platinum Edge to earn points? Let us know in the comments below.

20,000 Membership Rewards points with the Amex NZ Platinum Edge – plus free Air NZ flight each year was last modified: July 17th, 2019 by Daniel Kinnoch

Jump back up to offer ↑

Point Hacks Credit Card Information

Point Hacks is published by Point Hacks Australia PTY LTD. In some instances, Newformula Media receives a commission or benefit for referring you to the services of a bank / credit provider. This commission or benefit is disclosed at the point of referral to the credit provider. This website does not provide credit or advise you to apply for credit assistance from any particular provider.

We have not taken into consideration your circumstances or financial situation when providing the information on this website. It is important you read the relevant PDS from the product issuer and seek the independent advice of an appropriately qualified professional before making a decision on a product.

While we invest a great deal of time and energy into ensuring we provide with you with the most up to date and accurate information, we do not warrant the accuracy of statements or information contained on the Website relating to third party goods and services, including credit card information, loyalty schemes and rewards. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability arising from any person acting on those statements or information to the fullest extent permitted by law. Where conditions or warranties are implied by law and cannot be excluded, our liability will be limited to the re-supply of information. You should confirm the accuracy of information provided on this Website with the third party product provider before acting on it.

Comments Expand Comments

  1. Murray F

    Looks like the nz conversion rate is only half the Australian rate. This as you say is pretty poor. I read another of your articles on international transfers yearly. Could you collect points on the NZ card and then transfer them to the Australian platinum edge each year before converting them to airline rewards? . Having an edge card in each country for those of us with addresses in each country seems a sensible way of avoiding forex fees.

    • Clayton Tremain

      Hi Murray
      Totally agree if you qualified for a Platinum edge card in each country that would be extremely useful.
      As far as the international transfer option goes, I know it is possible when applying for an Amex in the country you are immigrating to, however I’m not sure how American Express would react to trying to transfer internationally on a continual basis, would be an interesting test though 🙂

  2. Graeme

    Hi Clayton,

    I have been sent an offer for an AMEX Platinum edge card as part of an association I belong to, so the introductory fee and bonus points are slightly better than the standard offer on the website. I am wanting to know if you have ever booked travel using rewards points on Webjet or the AMEX travel site? If so, how many rewards points are needed for $1 of travel?

    • Clayton Tremain

      Hi Graeme

      Apologies for missing your comment earlier.
      While yes you can use MR points for purchasing travel via AMEX travel or Webjet, and even Helloworld, it is not something we would actively recommend due to the poor redemption value.
      Via AMEX travel each MR point will equate to 0.75 cents NZ, therefore to answer your question NZ$1 of travel credit requires 133.33…. NZ MR points.
      We value NZ MR points at 1.0 NZ cents and given the raft of transfer options to various airline partner programmes, would be targeting a redemption value of double that.
      Of course there are always caveats to pure redemption value, i.e purchasing travel, particularly flights through AMEX travel or others is not an award booking, therefore will still earn point, miles, status credits with the applicable airline.
      If you are chasing status with a particular airline that you can credit these flights to, or they are running an exceptionally good bonus points/miles earning promotion for the chosen sectors then you may place more value on the direct booking MR points vs transfer award bookings.
      Hope that helps and is useful to you.

  3. Murray F

    Just applied for my edge card today. Would have used point hacks but accountants get 27,000 instead of 20,000 points – sorry. I will use point hacks for my next card hopefully.
    Never brought a voucher from the supermarket before but our dryer stopped on the weekend so went to New World put $849 on a store card with kiwi bank platinum and brought the dryer with that from a 100% store. No problems at all. Did not have my AmEx edge of course so this was more of a trial run. However I also got 33 Flyboys at new world I would have missed out on otherwise so still a win. If Noel lemmings stocked the dryer I wanted I guess I could have got flyboys there as well.
    Really looking forward to a card that allows me to use multiple airlines instead of the really really poor Air New Zealand rewards programme. Even at the low NZ transfer rate I can get a transtasam Virgin upgrade to business for every $6500 spent at 3x points versus around 80 air points which is only some 40% of an upgrade based on the old 220 points used before One-up ruined air points totally.
    PS can you do a review of the Westpac MasterCard world I just came across it the other day and the priority pass and best earning air points in new Zealand plus Gold Starwood and Hertz makes it really attractive for regular international travellers. The $350? Fee means I will stick to kiwibank plat as I do not travel enough but once the children travel more with us outside tasman trips I will take it on.

    • Clayton Tremain

      Hi Murray
      Great to see you’ve made the jump to a flexible points earning credit card. Nice work with extra 7,000 MR points too.
      It is our hope that while the membership rewards programme in New Zealand is a mere shadow of its Australian counterpart, with more people realising the value to be had and numbers increasing, that Amex NZ in turn will start to invest more effort, hopefully bringing the return value closer to where it should be.
      You may want to hold back on your fly buys celebration as Fly Buys have a specific rule on non earning of points for gift card purchases. Points are only earned when redeeming the gift card at a Fly Buys retailer, this is meant to stop double dipping where you earn points for the gift card purchase and again when it is redeemed. Still I’ve seen plenty of loop holes in rules so hopefully they turn up and prove me wrong.
      We do have plans to start working our way through the other points earning credit cards available in New Zealand, hopefully in the near future. Spot lighting the options available and comparing the return values against each other will also hopefully encourage better benefits for all Kiwis.
      Enjoy your new Platinum Edge.

  4. Lesley

    Thanks Clayton on this useful write up. I’m a bit of a loyalty club junkie but it gets a bit disheartening reading the US sites and seeing all their offers. I’ve got the air NZ Amex card. Signed up when they had that 800 apd offer earlier this year. They just sent me a letter saying I could earn 1APD for every $59 spent. That seems to be effectively the same as getting 3:1 rewards rate on supermarket spend on the edge card and then transferring them to our airpoints account. But that’s on all my spends not just the supermarket.

    We do a lot of travelling and you just about have no choice but to fly air NZ out of Wellington!! As my husband is an air NZ elite we’ve found most of the standby upgrades come through at the gate. So the air NZ airpoints account is used frequently for that.

    Anyway your tip to get the gift cards at the supermarket is handy. I could have used that do many times if I’d known. I can see myself on your site the whole weekend!!

  5. Michael

    Hi Clayton, any word from Amex on improvement to MR transfers at all? Perhaps you could pose the question to them. I would have thought in particular with the growth of Emirates in NZ and with MR being the only way to earn skywards they may have promoted the transfer option a bit more. Cheers

  6. Lesley

    Is there any requirement that you haven’t held an amex card for a certain period of time or is new member defined as someone who doesn’t have an amex card presently?

  7. Dirk

    Would I be correct in thinking that a conversion of MRP to, say, Qantas Frequent Flyer Points is considered an activity that keeps the Frequent Flyer Points from expiring?

  8. Lesley

    I just saw some Caltex gift cards in Countdown today for $50. It says on the back for use at Caltex retailers. Just wondering if that includes petrol? I’ll try it next time. If it does that would mean that you could get 3x MR points for petrol and if they accepted your BP AA membership card when buying petrol that would mean you could get those accumlated petrol discounts as well. Will be interesting to see if this just includes items in the Caltex store or petrol purchases as well.

  9. David

    Thanks for the article, any idea if fuel purchased from Pak’n’Save petrol stations (they have one in Christchurch @ their Moorhouse Ave location, not sure if they have them elsewhere nationwide) is at either the triple points or double points rate? I guess they’re not a major petrol station, so if they’re not included with standard grocery purchases, perhaps they’re only 1 point per $1 spent?

    • Daniel Kinnoch Author

      Hi David – PAK’nSAVE petrol stations don’t accept Amex. If you have found one that does, you’ll only earn 1 point per $1 spent, as they’re not a registered partner for the 2 points per $1 spent on this card.

  10. MurrayF

    Excellent news point hacks. 50k pts is serious stuff. Had my Edge card for three years and its brilliant for collecting points with the supermarket/gift card 3x route. note the Nosh no longer exists in supermarkets as has gone into receivership.

    Amex have difficulty coding to the 2x and 3x categories correctly. I have to call them every thre months to correct my points as my local gas station hardly ever codes to 2x but the one a few km away always does. Last time they had to correct my account by 25,000 points as they miscoded most of the supermarket spending in a period I brought a lot of giftcards.

    • Daniel Kinnoch Author

      Hi Chris, no it does not. Only the Amex Airpoints Platinum and Amex Platinum Charge cards will offer access to the Sydney Lounge.

  11. Casey

    Hey There

    Recently signed up and received my card however there is no indication or hint that there is that bonus 50000 points once spending 750$, do you know if there is meant to be a sort of notice when you log in or will it just automatically apply once hitting that 750 target? Fairly new to this sort of thing.

    Cheers!

    • Daniel Kinnoch Author

      Hi Casey, from my experience, the joining bonus hits your account as soon as you’ve reached the minimum spend requirement. If for some reason this does not occur, please feel free to reach out to us again.

  12. Ankit

    Hi there,

    I had applied for a platinum edge card last week but I have not received any update or any email asking for any documentation.

    Could you please advise me how long does it take for them to revert back?
    Cheers!

    • Daniel Kinnoch Author

      Hi Ankit
      You’ll need to contact Amex directly with this enquiry, and to follow up on the status of your application.
      Cheers,
      Daniel

  13. Lisa

    Applied using the link for the 50k bonus while it was still ongoing, but only got accepted today. Would I still be up for the 50k or will it be 20k now? Thanks!

  14. Richard H

    Reseraunt Month is here, it looks like the spend $50 get $20 is back, we used this last year and had a great month! That with the deal on spend at Burger Fuel was awesome!

Leave a Reply