Credit Card Insurances Summary Table

This table contains a summary list of all the points / travel credit cards on the market in New Zealand, their known or promoted insurances that come with the card, and a link to the Product Disclosure Statement (PDS) for each card.

Usage notes:

  1. This information is supplied for guidance only – don’t consider it a canonical / fully accurate and always up to date list. It was last updated in June 2017.
  2. Out of date PDS documents could still be linked from this table, with the links working, if a change has been made by a bank and they have not removed their old PDS from their site.
  3. If you are relying on a specific inclusion, please recheck the bank’s website or give them a call before making any decisions, for a link to the most recent PDS
  4. Email [email protected] if you find any out of date documents linked from this table. Thanks!
Credit CardTravel Insurance IncludedPurchase Insurances IncludedPurchase Insurances PDSOther Insurances IncludedOther Insurances PDS
AMERICAN EXPRESS
American Express Platinum EdgeYes Domestic and International - PDSn/aOverseas Medical Emergency Expenses
Personal Liability Cover
Travel Cancellation Cover
Baggage Cover
Travel Inconvenience Cover
PDS
American Express Air New Zealandn/an/an/a
American Express Airpoints PlatinumYes - PDSPurchase ProtectionPDSTransport Accident Cover
Medical Emergency Expenses Cover
Resumption of Journey Cover
Baggage, Money and Documents Cover
Travel Cancellation Cover
Personal Liability Cover
Special Events Cover
Rental Vehicle Excess Cover
PDS
American Express Platinum ChargeYes - PDSPurchase ProtectionPDSRental Vehicle Excess Cover
Medical Emergency Expenses Cover
Baggage, Money and Documents Cover
Travel Cancellation Cover
Personal Liability Cover
PDS
American Express Business CardYes - PDSn/an/a
American Express Gold Business CardYes Overseas - PDSn/aBusiness Trip Completion Cover
Transport Accident Card Account Waiver
Medical Emergency Expenses Cover
Baggage, Money and Documents Cover
Trvel Cancellation Cover
Personal Liability Cover
Rental Vehicle Excess Cover
PDS
ANZ
ANZ Airpoints PlatinumYes Overseas - PDSn/aOverseas Medical Expenses
Luggage, Personal Effects, Travel Documents Cover
Missed Transport Connection Cover
Personal Injury Cover
Personal Liability Cover
Kidnap and Ransom Cover
Rental Vehicle Collission Damage Cover
Theft Excess Cover
PDS
ANZ Airpointsn/an/an/a
WESTPAC
Westpac Airpoints WorldYes Overseas - PDSPurchase ProtectionPDSExtended Warranty Protection
Overseas Medical and Associated Expenses Cover
Travel and Accommodation Expenses Cover
Death of a Relative and Resumption of Journey Cover
Luggage, Personal Effects and Travel Documents Cover
Travel Delay, Missed Connection Cover
Funeral Expenses, Accidental Death, and Disablement Cover
Hijack and Detention Cover
Kidnap and Ransom Cover
Rental Vehicle Collision Damage and Theft Excess Cover
Personal Liability Cover
PDS
Westpac Airpoints PlatinumYes Overseas - PDSPurchase ProtectionPDSExtended Warranty Protection
Overseas Medical and Associated Expenses Cover
Travel and Accommodation Expenses Cover
Death of a Relative and Resumption of Journey Cover
Luggage, Personal Effects and Travel Documents Cover
Travel Delay, Missed Connection Cover
Funeral Expenses, Accidental Death, and Disablement Cover
Hijack and Detention Cover
Kidnap and Ransom Cover
Rental Vehicle Collision Damage and Theft Excess Cover
Personal Liability Cover
PDS
Westpac Airpoints Classicn/an/an/a
KIWIBANK
Air New Zealand Airpoints PlatinumYes Overseas - PDSn/aOverseas Medical and Other Expenses
Personal Baggage Cover
Cancellation and Loss of Deposits Cover
Money and Travel Documents Cover
Personal Accident Cover
Personal Liability Cover
Kidnap for Ransom Cover
Rental Vehicle Excess Cover
PDS
Air New Zealand Airpoints Standardn/an/an/a
Air New Zealand Airpoints Low Feen/an/an/a