BankCard NameCard / Account TypeRewards ProgramEarn RateAnnual FeeAir NZ AirpointsQantas PointsVelocity PointsKrisflyer MilesAsia MilesOverseas Earn Rate
(x standard earn)		SupermarketPetrolAirpoints Status
Credit Earn Rate		OtherBenefitPoints CapEarn Rate after points capOverseas Transaction feeMalaysia EnrichEmirates SkywardsHilton HHonorsStarwood Preferred Guest
American ExpressPlatinum EdgeAmerican Express CreditMembership Rewards1 point per $$1490.50.50.50.53x2xComplimentary domestic return flight2.50%0.50.510.33
American ExpressAir New ZealandAmerican Express CreditAir New Zealand Airpoints1 Airpoint per $100$00.012.50%
American ExpressAirpoints PlatinumAmerican Express CreditAir New Zealand Airpoints1 Airpoint per $59$1950.0160.0042 complimentary Amex Sydney lounge pass
2 Priority Pass lounge passes		2.50%
American ExpressPlatinum ChargeAmerican Express ChargeMembership Rewards2 points per $$12501111Complimentary Priority Pass membership,
Accor Plus Program membership		2.50%1120.66
American ExpressBusiness CardAmerican Express ChargeMembership Rewards1 point per $$550.50.50.50.52.50%0.50.510.33
American ExpressGold Business CardAmerican Express ChargeMembership Rewards1 point per $$950.50.50.50.52.50%0.50.510.33
ANZAirpointsVisaAir New Zealand Airpoints1 Airpoint per $120$650.0082.50%
ANZAirpoints PlatinumVisaAir New Zealand Airpoints1 Airpoint per $75$1500.0130.004Free Koru Joining fee
2 Complimentary Air NZ Lounge Pass		2.50%
WestpacAirpoints ClassicMastercardAir New Zealand Airpoints1 Airpoint per $120$550.0081.25x2.50%
WestpacAirpoints PlatinumMastercardAir New Zealand Airpoints1 Airpoint per $75$1450.0131.077x0.0044Free Koru joining fee and discount on membership2.50%
WestpacAirpoints WorldMastercardAir New Zealand Airpoints1 Airpoint per $65$3900.0151.34x0.0044Free Koru joining fee and discount on membership
Priority Pass Lounge Access		2.50%
Westpac Airpoints Business MastercardMastercardAir New Zealand Airpoints1 Airpoint per $75$1450.0131.077x0.0044Free Koru joining fee and discount on membership2.50%
KiwibankAir New Zealand Airpoints PlatinumMastercardAir New Zealand Airpoints1 Airpoint per $75$1500.0130.0051.54x on Air NZ products2 Complimentary Air NZ lounge pass for every $20K spent each year,
discount on Koru membership and joining fee		1.85%
KiwibankAir New Zealand Airpoints StandardMastercardAir New Zealand Airpoints1 Airpoint per $120$650.0081.25 on Air NZ products2 complimentary Air NZ lounge pass for every $20K spent each year1.85%
KiwibankAir New Zealand Airpoints Low FeeMastercardAir New Zealand Airpoints1 Airpoint per $160$250.006251.14x on Air NZ products1.85%

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